Industries We Serve

Every industry operates within a unique risk environment shaped by operational exposure, regulatory requirements, asset intensity, and financial obligations. SKD Insurance Broking delivers sector-specific insurance advisory designed to protect businesses, leadership, employees, and long-term growth. Our structured approach ensures comprehensive coverage aligned to real-world industry risks.

MANUFACTURING

Property Insurance

Protects factory buildings, raw materials, finished goods, and infrastructure against fire, natural disasters, theft, and accidental damage. For manufacturing businesses, property insurance ensures financial recovery of damaged assets and prevents long-term capital erosion. It safeguards physical infrastructure critical to uninterrupted production.

Engineering Insurance

Covers sudden and unforeseen machinery breakdown, electrical failure, and mechanical damage. Manufacturing operations depend heavily on machinery performance. Engineering insurance minimizes downtime risk by covering repair and replacement costs, preserving production efficiency and revenue stability.

Marine / Transit Insurance

Protects raw materials and finished goods during transit. Supply chain continuity is essential for manufacturing profitability. Transit insurance ensures protection against cargo damage or loss during transportation, reducing financial disruptions.

Liability Insurance

Covers third-party injury, property damage, and product liability claims. Manufacturers face exposure from defective products or operational incidents. Liability insurance safeguards against legal expenses and compensation claims, protecting reputation and financial strength.

Fire & Property Insurance

Safeguard assets from unforeseen disasters.
Fire and property insurance protects buildings, equipment, inventory, and infrastructure against fire, natural disasters, and accidental damage.

Liability Insurance

Protection against legal and financial exposure. Liability risks can arise from operations, services, products, or professional advice. Liability insurance protects against legal claims and financial losses.
Includes: 
• Public Liability 
• Product Liability 
• Professional Indemnity 
• Directors & Officers Liability

Marine & Transit Insurance

Secure movement of goods and logistics operations.
Marine insurance protects goods during transportation by road, rail, air, or sea, ensuring business continuity and financial protection.

Workmen’s Compensation Insurance

Mandatory coverage for employee injury and workplace accidents. Manufacturing environments involve operational hazards. This coverage ensures compliance and protects the organization from statutory liabilities.

Business Interruption Insurance

Covers loss of income due to operational disruption caused by insured events. This ensures that fixed costs and profit margins remain protected during downtime, supporting financial stability.

CONSTRUCTION & INFRASTRUCTURE

Contractor’s All Risk (CAR)

1. Contractor’s All Risk (CAR) Comprehensive coverage for physical damage to project works during construction. CAR insurance protects against accidental damage, natural perils, and third-party liabilities, ensuring financial security during execution.

Erection All Risk (EAR)

Covers installation and erection of machinery and structural components. This coverage is critical during project commissioning phases where mechanical risks are high.

Machinery Insurance

Protects construction equipment against accidental damage and breakdown. Ensures continuity of operations and prevents costly project delays.

Liability Insurance

Covers injury or property damage to third parties during project execution. Essential to protect against legal claims and compensation liabilities.

Professional Indemnity

Protects architects, engineers, and consultants against design errors and professional negligence claims. Safeguards professional credibility and financial stability.

HEALTHCARE & HOSPITALS

Medical Malpractice Insurance

Covers claims arising from treatment errors and professional negligence. Protects hospitals and practitioners from costly litigation and compensation claims.

Professional Indemnity

Protects healthcare professionals against advisory and service-related errors. Ensures financial security against civil liabilities.

Equipment Insurance

Covers damage or breakdown of critical medical equipment. Prevents operational disruption caused by equipment failure.

Cyber Insurance

Protects sensitive patient data against cyber attacks and breaches. Safeguards institutions from regulatory penalties and reputational damage.

Property Insurance

Protects hospital infrastructure against fire and accidental damage. Ensures quick recovery from physical loss events.

LOGISTICS & TRANSPORTATION

Marine / Transit Insurance

overs goods in transit against damage or theft. Ensures cargo protection across supply chains.

Motor Fleet Insurance

Protects commercial vehicles against accidents and liability. Reduces financial risk from fleet operations.

Warehouse Insurance

Protects stored goods against fire, theft, and natural disasters. Ensures financial recovery for inventory loss.

Liability Insurance

Covers third-party injury or property damage claims. Protects logistics operators from legal exposures.

IT & TECHNOLOGY

Cyber Insurance

Covers data breaches, ransomware, and digital business interruption. Protects financial and reputational integrity in cyber incidents.

Professional Indemnity

Covers service delivery errors, coding defects, and advisory failures. Critical for software and consulting firms.

Directors & Officers (D&O) Insurance

Protects leadership against governance-related claims. Ensures management stability and investor confidence.

Property Insurance

Covers servers, hardware, and office assets. Protects physical technology infrastructure.